Find the Right Loan for Your Goals
At Buyanja SACCO, we provide affordable and flexible loan solutions designed to support individuals, businesses, farmers, youth, women groups and families. Whether you need capital to grow your business, finance agriculture, pay school fees, improve your home or respond to emergencies, we have a loan product tailored to your needs.
Business Loan (Ebyobushubuzi)
Grow your business with affordable financing tailored for entrepreneurs, traders and SMEs. Enjoy flexible repayment terms and quick loan processing
- Flexible repayment terms
- Competitive interest rates
- Quick approval
- Maximum Loan Amount 50,000,000
- Maximum Repayment period is 36 Months
Home Improvement Loan
Upgrade your home with financing for construction, renovations, extensions, roofing, painting, plumbing, and other home improvement projects.
- Flexible repayment terms
- Competitive interest rates
- Quick approval
- Maximum Loan Amount 50,000,0000 UGX
- Interest rate at 2% per annum reducing balance
Emmergency Loan
Respond quickly to unexpected financial challenges such as medical emergencies, family obligations, or urgent expenses with fast loan processing.
- Flexible repayment terms
- Interest rate at 3% per month flat rate
- Maximum processing period 24 hours
- Maximum Amount is 3,000,000 UGX
- Can be acquired alongside another loan
Salary Loan
Meet personal financial needs with a convenient loan tailored for salaried employees, featuring flexible repayment deducted from your regular income.
- Flexible repayment terms
- Competitive interest rates
- Quick approval
- Loan amounts tailored to your needs
- Maximum Amount is 5,000,000 UGX
Youth Loan (Eminyeto Tutunguke)
Empower young entrepreneurs with accessible financing to start, grow, or expand businesses and create sustainable sources of income.
- Flexible repayment terms
- Competitive interest rates
- Quick approval (24 hours)
- Loan amounts tailored to your needs
- Maximum Loan amount 1,000,000 UGX
- No Collateral/Security required
BODABODA Loan
Own a motorcycle through flexible financing designed for riders seeking to start or expand their transport business with affordable repayment terms.
- Flexible repayment terms
- Competitive interest rates
- Quick approval
- Loan amounts tailored to your needs
- No Collateral/Security Required
Dairy Loan
Invest in dairy farming with financing for purchasing dairy cattle, feeds, milk coolers, equipment, and farm improvements to enhance milk production and income.
- Flexible repayment terms
- Competitive interest rates
- Maximum Loan Amount 7,000,000 UGX
- Can be acquired alongside another loan
- Repayment period is 24 Months with a grace period of up to 6 Months
Horticulture Loan
Boost your horticultural enterprise with financing for fruits, vegetables, flowers, seedlings, irrigation systems, and post-harvest handling
- Flexible repayment terms
- Competitive interest rates
- Maximum Loan Amount 7,000,000 UGX
- Can be acquired alongside another Loan
- Repayment period is 24 Months with a grace period of up to 6 Months
Energy | Solar| Biogas Loan
Adopt clean and sustainable energy solutions with financing for solar systems, biogas digesters, energy-efficient technologies, and other renewable energy investments.
- Flexible repayment terms
- Competitive interest rates
- Quick approval
- Can be acquired alongside another loan
- Free Installation & Training from experts
- No Processing fees
WASH Loan
Improve your family’s health and living conditions through financing for water tanks, boreholes, toilets, sanitation facilities, and hygiene-related improvements.
- Flexible repayment terms
- Competitive interest rates
- Quick approval
- Can be acquired alongside another loan
- Free Installation & Training from experts
Muzahura Bakyara Group Loan
A group-based loan designed specifically for women to strengthen businesses, increase household income, and promote financial independence through affordable and accessible financing.
- Flexible repayment terms
- Unsecured (No Callateral/Security required)
- Quick approval
- Maximum Loan Amount 10,000,000 UGX
- Maximum repayment period is 12 Months
- Group of 3-10 Members
Agricuture Loan (Ebyobuhingi)
Access timely financing for crop production, farm inputs, irrigation, labour, and other agricultural activities to improve productivity and increase your harvest.
- Flexible repayment terms
- Competitive interest rates
- Quick approval
- Maximum Loan Amount 50,000,000 UGX
- Maximum Repayment period 36 Months
- Interest rate at 2% per month reducing balance
KYAPA Loan
Secure legal ownership of your land with financing for land title processing, surveying, registration, and related documentation expenses.
- Flexible repayment terms
- Competitive interest rates
- Quick approval
- Maximum Loan Amount 10,000,000 UGX
- Can be acquired alongside another loan
Asset Acquisition Loan
Acquire productive assets such as Homes, equipment, vehicles, and business tools that support income generation and long-term growth.
- Flexible repayment terms
- Competitive interest rates
- Quick approval
- Loan amounts tailored to your needs